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High Impact Teleseminar
Contractor Survival Guide
for Wrap-Ups

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Visit www.WrapUpExperts.com for additional info on Wrap-Ups
Views from the Bench
Summer Educational Session:
Fraud and Legal Seminar

Session Highlights








WorkComp Solutions Seminars and Events

Wrap-Up Experts50 Minute High Impact Teleseminar:
Contractor Survival Guide for Wrap-Ups

Held on August 7th, 2008

Duke Mills

Speaker: Duke Mills
Wrap-Up Experts

Frank Pennachio

Host: Frank Pennachio
WorkComp Advisory Group- Co-Founder

This program is specifically designed to support those Insurance Professionals who are looking for a new and creative niche market. Duke Mills is the foremost expert on assisting contractors engaged in the field of Owner Controlled Insurance Programs and Contractor Controlled Insurance Programs.

Did You Know?

This teleseminar includes discussion & video presentation of:

  • Complications, disruptions & conflict
  • Hidden administrative costs
  • Common experience modification errors
  • Possible fines, penalties & deductibles
  • Tips on where to find overcharges & billing mistakes

Make more money by:

  • Generating contingent & fee based revenue
  • Developing workshops for contractors
  • Obtaining Agent of Record letters/new business

Assist your contractors in making informed business decisions.

“Wrap-Up Experts uncovered O.C.I.P. billing mistakes and returned $59,769 to our bottom line, revised 3-year experience mod worksheets and reduced our deductable exposure.Wrap-Up Experts pro-active approach has saved our company well over $200,000 over the years. This allows us a competitive advantage in the marketplace.”

- David Hale, President Florida Structural Steel/Tampa Tank

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HIGH IMPACT TELESEMINAR
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Rule

BENCHHeld on July 18th, 2008
Views from the Bench:
Summer Educational Session - Fraud and Legal Seminar

SESSION HIGHLIGHTS

On July 18th, 2008, WorkComp Solutions, Inc. held our first annual, Views from the Bench, A Summer Educational Session at Jackson’s Bistro in Tampa. Our powerhouse line-up of speakers presented some very interesting and helpful information. Below are the highlights presented by our distinguished panel of Insurance Professionals:

David Beach
Associate, Rissman, Barrett, Hurt, Donahue & McClain, P.A.

Three things must be met in order for fraud to exist

  1. “knowingly make or cause to be made,”
  2. “Any false, fraudulent, or misleading oral or written statement”
  3. “for the purpose of obtaining or denying an benefit or payment”

The importance of placing the fraud statement on documents including the checks paid to injured workers while working light duty or if you are paying wages in lieu of the carrier paying wages
Fraud is all or nothing, meaning if the file is deemed fraudulent by Judge or Department of Insurance Fraud, all further benefits are denied even when accident is compensable
If you report fraud, you are immune from liability unless reported in bad faith
You cannot threaten fraud to help your case

Dennis Ross
Representative, House District 64 & Partner at Ross Vecchio Attorneys at Law

Emma Murray vs. Mariner Health was heard by the Supreme Court on April 9, 2008
It challenged the constitutionality of the 2003 amendments to the Florida Statute 440.34
Referenced the guideline attorney fees based on the percentage of benefits obtained and eliminated a fee based upon an hourly rate
The attorneys argued that the Florida Statute 440.34 (2003) violates the injured worker’s right to equal protection

Steven Firestone
CFE, CIC, Detective, Department of Insurance Fraud

Is there probable cause to believe that a violation of criminal statute has occurred
To find fraud is criminal and therefore goes in front of a jury
For a jury to find fraud is a lot harder than the Judge of Compensation Claims
Make sure to check certificates of insurance online for all subcontractors even when certificate has been presented to you
Make sure you are completing I-9’s on all employees upon hire

Judge Ellen Lorenzen
Judge of Compensation Claims, Hillsborough County

Do not be afraid to admit that you have made a mistake
When testifying look the Judge in the face and not the Attorney who is asking the questions
Check with your attorney on what information is privileged or not before bringing to trial
Be aware of embedded documents when sending a file electronically
People can forget minor incidents in their lifetime
Credibility is a huge issue
Make sure your testimony matches the documents admitted into evidence